Businesses
Loading businesses…
Business Profile
1
Select Business Roles — Multiple OK
2
Enter Business Name
3
Complete Business Details
Logo (optional)
What type of business is this? *
Must be a real, monitored business email — not your personal PayLocker login. This is used for KYB compliance and is required before you can start your business integrity check.
KYB — Know Your Business
Pending
1
Submit to Integrity Check
2
Failed? Resubmit & Try Again
3
Required For Each Business
Please have the following information and documents ready before starting your business integrity check. You will be prompted to provide them during the process.
Make sure your Business Contact Email is set in Business Profile and is different from your personal PayLocker login — it's required to start this check.
Step 1 — Company Information
Company Registration Details
Company name, ACN/ABN, entity type, and date of incorporation
Trading Profile
Estimated monthly trading volume and transaction frequency
Step 2 — Company Documents
Legal Presence Documents
Certificate of incorporation, memorandum / articles of association, or recent state company registry excerpt
Ownership Structure
Shareholder registry, trust agreement, partnership agreement, or certificate of incumbency
Proof of Business Address
Utility bill or bank statement dated within the last 3 months
Step 3 — Associated Parties
UBOs, Directors, Settlors & Trustees
Full name, date of birth, and email for each — UBOs also require a phone number
VBA Balance
Available Balance
—
Transfers the full VBA balance to your Nominated Bank Account and records a debit transaction.
Nominated Bank Account
1
Load Business Nominated Bank Account
2
Work Completed In Stages
3
All Amounts Paid Here
Licenses
1
Select Type Of Licence
2
Upload Licence Details & Certificate
3
Keep Licence Current
4
No/Expired Licence Halts Projects
| Type | Number | State | Expiry | File | Size | Uploaded | |
|---|---|---|---|---|---|---|---|
| Loading… | |||||||
Add License
No file chosen
Insurance
1
Select Type Of Insurance
2
Upload Policy Details & Certificate
3
Keep Policies Current
4
No/Expired Policies Halts Projects
| Type | Policy No. | Insurer | Expiry | File | Size | Uploaded | |
|---|---|---|---|---|---|---|---|
| Loading… | |||||||
Add Insurance
No file chosen
Projects
Loading projects…
Loading…
Choose a payment method
Choose how clients pay you for this project.
Domestic
✓
Payment triggered at the completion of each phase milestone.
Per phase milestone
Commercial
Payment made at month end per phase — even if the phase completes mid-month.
Monthly per phase
This setting is locked once the client has signed their contract and been issued a deposit invoice.
Domestic selected
Deposit to start project
Select the upfront deposit structure. Most lenders cap pre-work deposits at 5% — confirm terms directly with your client and their lender before proceeding.
Recommended
✓
5%
Standard deposit
The most broadly accepted structure across lenders and project types.
✓ Accepted by most lenders
10%
Higher deposit
Builder receives more working capital early. Subject to individual lender approval.
△ Some lenders only
Custom
Set your own %
Enter a specific deposit percentage for this project.
Verify with lender
Confirm deposit terms directly with your client and their lender before sending. A deposit invoice is auto-generated when you start the project.
No deposit selected
Client Phase Funding Invoices
1
Create Phase Funding Invoice
2
Select Client
3
Send Invoice
4
Confirm Payment Status and Amount
5
Funds Available When Status: Released
| Invoice # | Phase | Phase Amount | Client | Status | Sent | Due | Paid Amount | ||
|---|---|---|---|---|---|---|---|---|---|
| Loading… | |||||||||
Phase Funding Invoice
Project Team
1
Find a Partner
2
Send Request to Join Project
3
Partner Confirms / Declines
| Name | Role | Phone | Request | Sent | Accepted | Declined | ||
|---|---|---|---|---|---|---|---|---|
| Loading… | ||||||||
Add Client / Business Name
Project templates
1
Choose template
2
Apply
3
Customise
4
Save
Applying a template will overwrite existing phases and tasks.
Phase names
Names appear across all project views, contracts, and invoices.
1
Phase 1
2
Phase 2
3
Phase 3
4
Phase 4
5
Phase 5
6
Phase 6
Changes apply project-wide immediately on save
Support Documents
1
Supporting Documents for Project
2
Upload Plans / Permits etc
3
Choose Who Can See Them
| Name | Type | Size | Uploaded | Notes | ||
|---|---|---|---|---|---|---|
| Loading… | ||||||
Upload
No file chosen
Project phases
Breakdown by phase (Click Phase Name to Edit)
Loading…
Project Tasks
1
Add / Modify Task
2
Assign to Phase
3
Max Contract Value Allowed
4
Supply Price Guide Allows For Profit
| Name | Phase | Contract Value | Supply Price Guide ($) | Status | ||
|---|---|---|---|---|---|---|
| Loading tasks… | ||||||
Add Task
Variations
1
Variation Requested (Outside of Contract)
2
Create a New Task
3
Add to a Phase
4
Additional Funding From Client
5
Same Process As Standard Task
| # | Variation Name | Phase | Value | Status | Description | |
|---|---|---|---|---|---|---|
| Loading variations… | ||||||
Add Variation
Send Quote Requests
1
Create Request
2
Choose Partner
3
Send Request
4
Check Accepted and Price
5
No Takers New Request
6
Success: Status to Proceed
| RFQ # | Max. Contract Value | Recomend | Offer To Partner | Status | Sent | Expiry | Accepted Price | ||
|---|---|---|---|---|---|---|---|---|---|
| Loading quotes… | |||||||||
Add Request
Job Pipeline
1
Receive Work Request
2
Edit Task to Beat or Match Price
3
Accept Engagement
4
Await Approval to Proceed
5
Complete Work
6
Upload Proof
| Reference | Project | Partner | Match / Beat Price | My Price | Status | Sent | ||
|---|---|---|---|---|---|---|---|---|
| Loading… | ||||||||
Create Job
Bills From Project Team
1
Receive Bills from Project Team
2
Verify Work Complete
3
Release Client Funds to Team Member
| Bill # | Amount | Partner | Status | Sent | Due | Notes | ||
|---|---|---|---|---|---|---|---|---|
| Loading bills… | ||||||||
Create Bill on Behalf of Team Member
Disputes
1
Party Raises a Dispute
2
Respond
3
Resolution Reached
4
No Resolution Reached
5
Escalation to Admin
| Project | Title | Reason | Response | Admin Response | Raised By | Status | Date |
|---|
Alerts
| Severity | Title | Message | Type | Project | Date | Status |
|---|